Like I said on Tuesday, we were so so so close to having our house under contract. Both parties had agreed on price, repairs, closing date, etc. We also went and looked at what could have potentially been our new place. EVERYTHING was in place for a nice smooth transaction, and then BOOM...

We found out yesterday that we are going to have to replace our roof... YES that's right an ENTIRE roof. Here's a recap of what happened:

We purchased our home in 2008 from a family that had done a lot of shotty DIY work on this place. (This roof wasn't even really their fault, but they really screwed us over a lot of other ways, so I would like them to take some blame). They rented the house prior to their purchase and their landlord put this current roof on. Well, the last layer applied was over 2 previous layers. Oklahoma State Code allows for 3 layers of roof. We passed all inspections with 3 layers of roof. We got a loan and insurance with 3 layers of roof. We NEVER imagined 3 layers of roof could be such a tremendous pain in our butt. However, yesterday we were informed that NO insurance company will insure 3 layers of roof. If our buyers can't secure insurance, they can't secure a loan. So how did we get insured (by 2 different companies I might add)? LUCK. That's it. The inspectors either did not check or mistakenly found only 2 layers. So what now?

We obviously would not have bought the house if we would have known this issue, but since we did, we have to deal with it. Our roof has weathered all the major weather events since 2005, we are pretty sure (as is our contractor) that is has significant damage, not to mention is REALLY REALLY REALLY unsafe (so unsafe that insurance companies won't insure it - ha!). So we are going to file a claim. We suspect that this will be a HUGE battle against our insurance company, but are prepared to fight. We did our due diligence, and they had a duty of care to properly inspect our roof -- they are clearly at fault. This is my lawyer side coming out of me.

SO we have had a setback, but our buyers still really want our house. They don't even know we are planning to do all of this, and are checking on roof quotes themselves. The fact that they aren't running in the opposite direction keeps us hopeful, but even if we lose them, hey, WE'RE GETTING A NEW ROOF! ---WOOO HOOO! Which will help with the appraisal and lure other potential buyers. So, we're keeping our heads up, we're gonna fight this battle, and we will be victorious!